Step 1 of the Loan Process - Organization!

With the 2015 Spring market is upon us with lower than usual inventory, this message bears repeating....

Step 1 of the Loan Process - Organization!

Save time and avoid delays by having this information available when you meet with your lender.

• Copy of MLS Listing Sheet with Purchase Price, Taxes, etc...,
• Sales Contract or Offer to Purchase and all addenda (signed by buyer and seller)
• Past 2 years' tax returns and W-2s
• Past 2 years' employment history
• Last 3 consecutive paycheck stubs (5 if paid weekly)
• Name, address and phone for past 2 years' residence(s) and landlord(s). Renters should bring evidence of 12 months' rent payments.
• Last 3 months' statements for savings, checking, CD, money market accounts, etc.
• Recent statement on retirement accounts (IRA, 401K, 403-B, Annuity, etc.)
• Monthly payments and balances on all open accounts
• Divorce decree (if applicable)
• Bankruptcy schedules/Discharge papers (if applicable)
• If you are NOT a US citizen, provide a copy of your green card (front & back). If you are NOT a permanent resident provide a copy of your H-1 or L-1 visa.

As your agent, I can help you by coordinating the process, staying on top of everyone and tracking their progress for you. I can also put you in touch with a reputable lender.

Happy House Hunting!